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Self-Love & Relationships

Happy February!!

Its been a long time no write (it was funny when I thought about it in my head) now it sounds corny but you know what? I am a corn ball so I’m going to leave it right up there.

Happy Feburaryyyyyyyyyy again. I can’t believe its the second month of 2017. With that being said I want to introduce something for the next 14 days I will doing. I will be dishing out some advice on self-love and relationships. Why? Because we get so caught up in relationship we forget about ourself’s.

Relationships are not easy. They are hard work.  I will be giving some advice I have on relationships and some of the things I would have done/have not done in my relationships and wish I did. If you need advice or would like me to speak on a matter don’t hesitate to email me ebonymonaeblog@gmail.com

Now that its February people will begin to feel down because they are single for the month of LOVE but you know what fuck that(sorry for the language) We get so caught up in wanting to have a relationship that we forget that its okay to be single. BE SINGLE trust me its not the end of the world.

As the month begins don’t get all caught up in wanting to be in a relationship, BE IN RELATIONSHIP WITH YOUR SELF!!

 

After College, be inspired, Black Women, Blogger, December, Faith, Helping others, Inspiration, Inspirational blogger, lifestyle, lifestyle blogger

Millennial with a Budget!

Good Morning. Happy Tuesday. 

All month long is self care month for me. Taking care of yourself is essential. Follow my Instagram be_inspired_by_ebony for daily posts. I may not post up here everyday but I’m always on IG with quotes and life skills. 

Continuing on with self care month. I’m working on creating a budget and spending within my means. I have noticed that my spending is getting way out of control. I used the Mint App to really help me understand my spending. For this month I have sat down and planned all my bills in my planner. With the holiday season upon I us I want to be extra careful of my spending now to make sure I get gifts for my familia. 

My top points on budgeting is as follows:

1.Arrange all your bills for the month. If you have a planner. (I also right my payday down as well.It’s helpful for me.) Ex:

2.One thing that helps me is when I get paid I try to write down everything that needs to get paid so I know how much I have left to spend on things I need. I also have a savings account set up where it automatically takes out funds as well. Right now it’s $20 every week (judge free zone guys cuz it is way better than what I was putting before, which was nothing.) Ex:

3. Next thing I try to do is watch what I’m spending my money on. I have to ask myself “Ebony do you need this?”Or “is this worth the price?” Personally I’m a sucker for hair care products and shoes. I have to remind myself that if I don’t need it, I shouldn’t get it. 

Some facts to consider:

  • 69% of American have less than $1,000 in savings. 
  • 34% have no savings. 
  • Milleninals are spending more than they make (living above there means). 
  • 74% of milleninals have less than $1,000 in there savings. 
  • 31% have zero. 
  • Ideally you would want six months worth of living expenses saved up. 

This website contains more information. It’s where I got my sources from. http://finance.yahoo.com/news/heres-much-average-millennial-savings-182226193.html

My goal is to be mindful of my spending and to have money for a rainy day. If you have any suggestions or ideas on how to save please comment and let me know. I would love to hear. 

Stay Blessed, 

ps, 

A budget is telling your money where to go, instead of wondering where it went. 

                            -Dave Ramsey